All APMs are supported on both direct and redirect models.
Refunding payments
All payments made by using APMs can be refunded within 60 days from the date the payment was authorised. Depending on your business requirements, you can:
Refund a payment either partially or completely
Refund a payment directly to the original payment medium, for example, into an eWallet, offered by the PSP. The automated PSP refund option is currently available only for a subset of APMs
Refund a payment manually by making a bank transfer, for example, if the original payment method does not support automated PSP refunds or if attempts to refund a payment by the automated PSP refund option have failed
Use APMs that are suitable for your business. For example, if you are selling perishable goods or services, you might require the payment authorisation notification within hours. However, with some delayed APMs, the payment may not be authorised for a few days
Ship your goods only after the payment is authorised and the payment status on the MI changes to either AUTHORISED or CAPTURED. The payment is transferred into your account after the status on the Merchant Interface (MI) changes to SETTLED
Note: To optimise the shopper and merchant experience, include text on your website. Text can highlight to shoppers who use delayed methods that they need to complete their payment within a given time period.
