reserveCredit

The reserveCredit element is the parent element for the transaction type that a Payment Facilitator uses to move funds from the PayFac Settlement Account to the PayFac Reserve Account. If you use V11.3 or above, you can submit this transaction type either in a Batch or Online.

Important: Services in the United States are provided by RealNet Payments LLC, a licensed money transmitter in the jurisdictions listed here.
RealNet Payments LLC: 11000 W Lake Park Drive, Milwaukee, WI 53224 (800)729.8787
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Parent Elements:

batchRequest, cnpOnlineRequest

Attributes:

Attribute Name

Type

Required?

Description

id

String

Yes

A unique identifier assigned by the presenter and mirrored back in the response.

minLength = 1 maxLength = 36

customerId

String

No

A value assigned by the merchant to identify the consumer.

minLength = N/A maxLength = 50

reportGroup

String

Yes

For PayFacs, this attribute does not segregate transactions in iQ. This field does appear in various SSR reports.

minLength = 1 maxLength = 25

rtp

boolean

No

Use this attribute to indicate if this is a real time payment. Set to true for real time or false for normal processing.

Child Elements:

Required: amount, fundsTransferId, and choice of fundingSubmerchantId or fundingCustomerId