eCommerce Solution for Apple Pay™

Worldpay supports Apple Pay for in-app and in-store purchases initiated on compatible versions of iPhone and iPad, as well as purchases from your desktop or mobile website initiated from compatible versions of iPhone, iPad, Apple Watch, MacBook and iMac (Apple Pay on the Web).

For in-store transactions, a consumer can use the Near Field Communications (NFC) chip in their device to make a purchase by simply touching the device to an NFC-compliant terminal. Identity verification is provided by Touch ID, a fingerprint reading application built into the device. If you wish to allow Apple Pay transactions from your native iOS mobile application, you must build the capability to make secure purchases using Apple Pay into your mobile application.

If you wish to allow Apple Pay payments on your desktop or mobile website, your website must be configured to work with Apple to request authorization from the consumers iPhone or iPad via Touch ID. See TABLE 1-14 Apple Pay on the Web Compatible Devices for more information.

This section provides an overview of the operation of Apple Pay and Apple Pay on the web, along with the several methods you can use to submit Apple Pay purchases to the Worldpay eCommerce platform. The topics discussed are:

• Overview of Apple Pay Operation

• Worldpay Decryption of Apple Pay PKPaymentToken

• Merchant Decryption of Apple Pay PKPaymentToken

• Recurring Payments with Apple Pay