Scoring and Icons in Background Check Panels

The Legal Entity and Principal Owner panels (shown in Figure 2-16 in Legal Entity and Background Check Results Panels and Figure 2-19 in Principal Owner and Background Check Results Panels) display a score with a brief description in the header that summarizes the level of identity verification, as indicated by the background check performed by Worldpay. Table 2-14 lists the overall scores that could be assigned based on the background checks of either the business, the principal, or the business-to-principal association.

TABLE 2-14 Possible Scores after Background Check

Score	Business Background Check	Principal Background Check	Business-to-Principal Association
0	Nothing found to confirm existence of business.	Nothing verified - ID elements not found or are associated with a different person.	No information found to link principal to business.
10	One or more of the following: Significant contradictory findings OFAC match exists Input address and phone are invalid	One or more of the following: Critical ID elements not verified or are associated with a different person OFAC matches deceased/invalid SSNs SSN issued prior to DOB records with invalid addresses and phones	Principal’s verified name partially matches input business name.
20	Partial verification of the input data; the business may exist, but cannot be positively confirmed.	Minimal verifications; critical ID elements not verified or are associated with a different person.	Principal’s verified address matches input business address.
30	Business identity is confirmed, but failure to verify all identity elements.	Several ID elements verified; SSN or address verification failures exist.	Principal’s verified address matches input business address and principal’s verified name partially matches input business name.
40	Business identity is confirmed at the input address.	Last name, address, and SSN verified; first name or phone verification failures.	Principal linked to business by SSN/Tax Id match.
50	Business is verified using multiple sources. No contradictory findings.	Full name, address, phone, and SSN verified.	Principal is likely an officer or employee of business confirmed by public records.

The Legal Entity and Principal Owner panels also use the following icons to help quickly define background check information:

• Check mark - In the header, the check mark indicates that the overall score assigned as a result of the background check is greater than 10. In a field, the check mark indicates that the information in that field has been verified.

• Exclamation Point - In the header, the exclamation point indicates that the overall score assigned as a result of the background check is 10 or less. In a field, the exclamation point indicates that the information in that field has not been verified.