Click here to search the entire website

About WebMoney

WebMoney is an eWallet that shoppers based in the countries listed in the Payment Method Properties table below can use to make real-time online payments.

Shoppers must pre-register with WebMoney before attempting a payment. Shoppers can load funds into purses within their eWallet, with a different purse for each of the accepted currencies.

When a shopper opens a basic WebMoney account, they are given an Alias Passport level account. This allows the shopper to use several WebMoney authentication options. To use the authentication options beyond these, the shopper must activate them within their WebMoney account before attempting the payment. To upgrade a WebMoney passport to a Formal Passport a shopper must provide personal data such as passport number, issue date and so on.

Authentication method summary

This table summarises the level of WebMoney Passport required and any necessary additional actions for each of the shopper authentication options available.

Authentication Option WebMoney Passport Required Additional Actions Required

SMS

Basic Alias Passport

None

Keeper Mini

Basic Alias Passport

None

Keeper Classic

Upgrade to Formal Passport

Keeper Classic software download

Keeper Light

Upgrade to Formal Passport

Digital certificate required

Keeper Mobile

Basic Alias Passport

None

E-Num

 

Basic Alias Passport

Challenge-response set-up

Fingerprint scanner set-up

SMS authentication set-up

Social Network

Basic Alias Passport

Social network application download and account set-up

Basic WebMoney account summary

The following table shows the authentication methods that are available to Alias WebMoney Passport holders with a basic WebMoney account, and how a shopper using these methods would login and verify themselves to complete a payment:

Authentication option

Login details required

Verification method

SMS

Mobile Phone Number

Verification Code by SMS

Keeper Mini

Email Address and Account Password

Verification Code by SMS

Keeper Mobile

Mobile Phone Number and Account Password

Verification Code by SMS

E-Num

 

Email Address

Challenge-response

Fingerprint scan

Verification Code via SMS

Shopper journey overview

To make a payment using this method:

  1. On the payment page, the shopper selects the WebMoney payment method.

    The shopper is redirected to the WebMoney website.

  2. The shopper selects the authentication option they wish to use and logs in to their WebMoney eWallet.

  3. The shopper follows the on-screen instructions and completes the payment.

    This may require inputting a verification code received by SMS.

  4. At the end of the shopper journey, the shopper may return on the successURL.

Note:  The screenshots below are provided for guidance purposes only and are correct as of June 2013. WebMoney may from time to time vary the wording and layout of the payment screens.

WebMoney landing page (SMS authentication option)

WebMoney landing page (Keeper authentication options)

WebMoney payment details screen (SMS option)

WebMoney verification code received by SMS

WebMoney payment confirmation screen

WebMoney shopper statement

WebMoney individual transaction history details

Payment timeout

There is currently a 20-minute timeout for the shopper to enter their payment password; an action that completes the payment. This 20 minute timeout starts from the moment the shopper logs in to their account.

Payment method properties

The properties for this payment method are described in the following table:

Property Description/ Value

Payment Type

eWallet

Countries

Armenia, Azerbaijan, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Latvia, Lithuania, Moldova, Russia, Tajikistan, Turkmenistan and Uzbekistan

Acceptance Currencies

RUB, USD and EUR

Settlement to Worldpay Currency

Payments made in RUB and USD are settled in USD. Payments made in EUR are settled in EUR only.

Preferred Currency

EUR

Shopper Debit Currency

RUB, USD, and EUR depending on active purses within the eWallet

Minimum Amount for a Single Transaction

32 RUB

Maximum Amount for a Single Transaction

100,000 RUB

Direct Refunds (Yes/No)

Yes. See the Refunds Capability table for limitations. Always credited to the shopper’s eWallet.

The Refunds Capability table is available online at:

http://www.worldpay.com/support/kb/gg/pdf/refunds-capability.xlsx

Direct Refunds Period

See the Refunds Capability table.

The Refunds Capability table is available online at:

http://www.worldpay.com/support/kb/gg/pdf/refunds-capability.xlsx

Bank Transfer Refunds (Yes/No)

Yes. See the Refunds Capability table.

The Refunds Capability table is available online at:

http://www.worldpay.com/support/kb/gg/pdf/refunds-capability.xlsx

Bank Transfer Refunds Period

See the Refunds Capability table.

The Refunds Capability table is available online at:

http://www.worldpay.com/support/kb/gg/pdf/refunds-capability.xlsx

Chargebacks (Yes/No)

Yes

Payment Method Mask

WEBMONEY-SSL

Supported Languages

RU and EN

statementNarrative (Yes/No)

No

Dynamic Descriptor (Yes/No)

No

Payment Traceability

The Payment ID is shown to the shopper which is searchable in the Backoffice and MAI.

Direct Model (Yes/No)

Yes

Redirect Model (Yes/No)

Yes

Sandbox (Yes/No)

Yes

Service Level

M-Level

Restrictions

None

Payment timetable

The payment status should change according to the following timetable:

Trigger Delay Payment status Notes

Shopper chooses WebMoney method

0

Payment is created in SHOPPER _REDIRECTED status

 

Shopper makes immediate payment on the WebMoney website

Typically minutes

 

 

PSP authorises the payment

0 minutes

AUTHORISED

The payment is normally authorised in real time.

Worldpay capture the payment

< 1 hour

CAPTURED

 

Worldpay clears and settles the payment internally

7 working days

SETTLED

 

Worldpay settles to the merchant

n working days

 

The settlement to the merchant will happen according to the normal merchant settlement cycle.

WebMoney: Example XML order