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About BankAxess

BankAxess is a payment service in Norway. BankAxess is delivered through a collaboration of Norwegian banks. The purpose of the service is enable merchants to take payments from shoppers at any participating bank using a common set of credentials. The shopper must pre-register for a BankID before using this service.

To make a payment by using this method:

  1. On the payment page, the shopper selects the BankAxess payment method. The BankAxess wizard appears.

  2. The shopper logs on and makes the payment.

Payment method properties

The properties for this payment method are described in the following table.

Property Description/ Value

Payment Type

Real-time bank transfer

Default Language

no (Norwegian)

Supported Language

no (Norwegian)

Country

Norway

Acceptance Currency

NOK

Settlement to Worldpay Currency

NOK

Minimum Amount for a Single Transaction

1 NOK

Maximum Amount for a Single Transaction

50,000 NOK

Direct Refunds (Yes/No)

No

Chargebacks (Yes/No)

Yes. Payments are not guaranteed and a chargeback/dispute process is available to shoppers. There is a risk of chargeback to merchants.

Payment Method Mask

BANKAXESS-SSL

statementNarrative (Yes/No)

No

Payment timetable

After a shopper makes a payment, the payment status is likely to change according to the following table.

Note:  These timelines are for guidance only. All references to days in the table imply working days. Ensure that you account for the bank holidays in the PSP's country and the merchant settlement country.

Action Delay Payment status Notes

Shopper chooses the payment method.

0

SHOPPER _REDIRECTED

The payment is created in the SHOPPER _REDIRECTED status.

Shopper makes the payment.

X minutes

SHOPPER _REDIRECTED

-

PSP authorises the payment.

0

AUTHORISED

-

The Worldpay Payment service captures the payment.

Less than 1 hour

CAPTURED

-

The Worldpay Payment service clears and settles this payment internally.

6 days

SETTLED

-

The Worldpay Payment service settles the payment to the merchant.

X days

-

The settlement to you occurs according to your settlement cycle.

BankAxess: Example XML Order