Address Verification Service (AVS)

The Address Verification Service (AVS) compares the address entered by the shopper against the card issuer's records and passes the results back to you. As part of this service, the country associated with the shopper's address will be compared with the country in which the card was issued.

How does it work?

We provide this service in conjunction with banks and card-issuers. We pass the information entered by the shopper to our banking partners who pass it to the card issuer for comparison with their records. The results of the comparison are then passed back, through our system, to you.

Both the acquiring bank to whom we pass your transactions and the card issuer must also provide/support a security code verification system in order that the comparison can take place. Additionally, the support provided by each must be compatible with the other as well as our systems. Where either the acquiring bank or the card issuer do not yet provide AVS support, we pass a 'not supported' message back to you.