Information Request (I/R) - how to respond

Present your argument about a chargeback

Use this screen to "give your side of the story" when a card company plans to do a chargeback.

When the screen is complete, Worldpay keeps the information you give so that you can see what you wrote, and add to the information if necessary.

To counter the chargeback request, try to include:

  • an invoice of the transaction

  • all address details of both merchant and shopper

  • proof of delivery (best signed by the shopper)

  • any other information that can settle the dispute.

 If you suspect misuse of card, try to show that the shopper and the cardholder are the same person. See below for full details of what information to include.

Complete an Information Request

To complete the information request:

1.       From the Payment Disputes screen, locate the disputed payment you want and click the IR (information Requested) button next to it. The Information Requested for Order:[nnn] screen appears.

2.       Enter the information into the following fields:

For more information on what type of information to include, see the Information Request - What Information Should I Give? section.

3.       Click the Submit Information button. An Argumentation Successfully Supplied message appears. When you send a message, the message is received by an automated process by our payment service. During this process, specific information about the transaction is added to your message. The entire message is then encrypted and sent to the bank or card issuer. Because the process is automated, Worldpay staff will not see the content of any of the messages.

4.       Click the Dispute Management option from the menu on the left of the screen. You return to the Payment Disputes window.

The IR button is now blue. This colour change shows you have successfully sent information to the credit card company to dispute the chargeback. The IS button also changes colour to blue.