SITE DRAFT

CORRECTION

RESUBMITTED MERCHANT STANDIN

POS - CUSTOMER CHARGED MORE THAN ONCE

POS - CUSTOMER CREDITED MORE THAN ONCE

CHIP LIABILITY SHIFT

CUST RECEIVED GOODS/SERVICES, NOT CHARGED

CUST CHARGED, DID NOT RECEIVE GOODS/SRVCS

CUSTOMER RECEIVED LESS THAN REQUESTED

CUSTOMER RECEIVED MORE THAN REQUESTED

CUSTOMER KEYED MORE THAN ENVELOPE AMOUNT

CUSTOMER KEYED LESS THAN ENVELOPE AMOUNT

CREDIT ADJUSTMENT PAY

DEBIT ADJUSTMENT REQ

ADJUSTMENT ALREADY ISSUED REQ

ADJUSTMENT ALREADY ISSUED PAY

INVALID CHARGEBACK REQ

MISCELLANEOUS/MISSORT REQ

DOCUMENTATION NOT RECEIVED PAY

MERCHANDISE CREDIT ALREADY USED REQ

INVALID MERCHANDISE CRED CHARGEBACK REQ

CUSTOMER CHARGED, DID NOT REC GOODS/SRVCS

CUSTOMER REC GOODS/SRVCS, BUT NOT CHARGED

INVALID ADJUSTMENT RECEIVED - REQ

ACCOUNT CLOSED OR INSUFFICIENT FUNDS

UNAUTHORIZED USE

CHARGEBACK OF CREDIT WITH RECEIPT

CHARGEBACK OF CREDIT WITHOUT RECEIPT

DEPOSIT NOT CORRECTED IN DEPSI

DEPOSIT ADJUSTED ON DEPSI IN ERROR

DEPOSIT NOT SETTLED, BUT COMPLETED

DEPOSIT SETTLED, BUT NOT COMPLETED

MISSING ENDORSEMENT

UNPROCESSABLE ITEM

RETURN CHECK - NSF

INCORRECT DOLLAR AMOUNT KEYED ON DEPOSIT

SECOND ENDORSEMENT

THIRD ENDORSEMENT

POST DATED CHECK

STALE DATED CHECK

IMPROPER ENDORSEMENT

FOREIGN ITEM

FOREIGN DOLLAR AMOUNT

MULTIPLE PAYEES

NO SIGNATURE

NO PAYEE

NO WRITTEN DOLLAR AMOUNT

ALTERED CHECK

NO DATE

WRITTEN AMOUNT AND NUMERIC AMOUNT DIFFER

MULTIPLE POSTING

EMPTY DEPOSIT ENVELOPE

MISSING ENVELOPE

RETURN ITEM - ACCOUNT CLOSED

STOP PAYMENT

REFER TO MAKER

CARD CAPTURE

REVERSAL OF RECVD ADJ/PROVISIONAL CREDIT

REVERSAL OF ORIGINATED ADJUSTMENT

REVERSAL OF RECVD ADJ/PROVISIONAL CREDIT

ECC - NON-SUFFICIENT FUNDS NSF

ECC - ACCOUNT CLOSED

ECC - NO ACCOUNT / UNABLE TO LOCATE

ECC - INVALID ACCOUNT NUMBER

ECC - RETURNED PER ODFI REQUEST

ECC - PAYMENT STOPPED

ECC - UNCOLLECTED FUNDS

ECC - CUSTOMER ADVISES NOT AUTHORIZED

ECC - BRANCH SOLD TO ANOTHER ODFI

ECC - UNABLE TO CONTINUE

ECC - BENEFICIARY OF ACCT HOLDER DECEASED

ECC - ACCOUNT FROZEN

ECC - FILE RECORD EDIT CRITERIA

ECC - NON-TRANSACTION ACCOUNT

ECC - DUPLICATE TRANSACTION

ECC - CORPORATE CUSTOMER ADVISES NOT AUTH

ECC - SOURCE DOCUMENT PRESENTED

ECC - STOP PAYMENT ON SOURCE DOCUMENT

ECC - FRAUD TRAN - SIGNATURE OBTAINED

ECC - FRAUD TRAN - SIGNATURE NOT OBTAINED

ECC - PROCESSING ERROR

ECC - REQUESTED RECEIPT COPY NOT RECEIVED

ECC - OTHER

ACCOUNTHOLDER DOES NOT RECOGNIZE TRAN

DUP/FRAUDULENT MULTIPLE TRANSACTIONS

DECLINED/NO AUTHORIZATION

INCORRECT TRANSACTION CODE

INCORRECT TRANSACTION AMOUNT

CANCELLED RECURRING TRANSACTION

NON-RECEIPT OF GOODS OR SERVICES

NON-RECEIPT OF SALES DRAFT

NOT AS DESCRIBED OR DEFECTIVE GOODS/SERV

REQUEST COPY ILLEGIBLE OR INVALID

LATE PRESENTMENT

PAID BY OTHER MEANS

TRANSACTION EXCEEDS ALLOWABLE AMOUNT

CREDIT NOT PROCESSED

CARD-NOT-PRESENT TRANSACTION

FRAUDULENT USE OF CARD FOR TRAN AT AN AFD

FRAUDULENT OR UNAUTHORIZED FORCED TRAN

ELECTRONIC TERMINAL MIS-DISPENSE

REG E ERROR

DUPLICATE PROCESSING

PAYMENT NOT RECEIVED

RETURN / MERCHANT CREDIT TO CARDHOLDER

REPRESENTMENT

CHECKCARD ADJUSTMENT

MANUAL ADJUSTMENT

BILL PAYMENT REVERSAL ADJUSTMENT

PLUS - CARDHOLDER INFO REQUEST

PLUS - CARDHOLDER INFO RESPONSE

PLUS - CARDHOLDER INFO RESPONSE

PLUS - NO DOC RCVD FOR RTRN ITEM, CR CH

PLUS - DEPOSIT NOT PROCESSED, CR CH

PLUS - DEPOSIT PROBLEM, PLEASE CALL

PLUS - NO REASON GIVEN 999

PLUS - CUSTOMER CHARGED, NO CASH 102

PLUS - CUSTOMER NOT CHARGED, CASH RCVD

PLUS - RVRSL OF PREVIOUS CREDIT ADJ

PLUS - REVERSAL OF PREVIOUS DEBIT ADJ

PLUS - REPRESENTMENT TO CHDR DISPUTED

PLUS - INVALID CHARGEBACK RECEIVED

PLUS - DOCUMENTATION NOT RECEIVED

PLUS - CARDHOLDER DISPUTE, CREDIT TO CHDR

PLUS - CARDHOLDER DISPUTE, DEBIT TO CHDR

PLUS - REVERSAL OF PREVIOUS CR CHGBACK

PLUS - REVERSAL OF PREVIOUS DB CHGBACK

PLUS - CARDHOLDER DISPUTE OF PREVIOUS ADJ

PLUS - INVALID ADJUSTMENT RECEIVED

PLUS - ACCOUNT CLOSED OR NSF

PLUS - CARDHOLDER DISPUTES PAPER

PLUS - DECLINED AUTHORIZATION

PLUS - LATE PRESENTATION OF PAPER

PLUS - REQUESTED COPY/ORIGINAL NOT RCVD

PLUS - REQUESTED COPY ILLEGIBLE

PLUS - NON-CARD

PLUS - DUPLICATE PROCESSING

PLUS - PROCESSING ERROR

PLUS - INCORRECT CARDHOLDER ACCOUNT NBR

PLUS - ALL OTHERS

PLUS - DEPOSIT KEYING ERROR, CREDIT CARD

PLUS - DEPOSIT KEYING ERROR, DEBIT CARD

PLUS - DEPOSIT MISSING ENVELOPE

PLUS - DEPOSITED EMPTY ENVELOPE

PLUS - DEPOSITED ITEM NON-NEGOTIABLE

PLUS - DEPOSITED ITEM UN-PRESENTABLE

PLUS - DEPOSITED AMT DIFF FROM ENTRD AMT

PLUS - DEPOSITED FOREIGN ITEM

PLUS - DEPOSITED ALTERED ITEM

PLUS - DEPOSITED ITEM MISSING WRITTEN AMT

PLUS - DEPOSITED ITEM MISSING DATE

PLUS - DEPOSITED POST-DATED ITEM

PLUS - DEPOSITED STALE-DATED ITEM

PLUS - DEPOSITED ITEM MISSING ENDORSEMENT

PLUS - DEPOSITED ITEM MISSING MAKERS SIGN

PLUS - DEPOSIT NOT SETTLED - CREDIT CARD

PLUS - DEPOSIT DID NOT COMPLETE - DB CARD

PLUS - DEPOSIT RETURNED - NSF

PLUS - DEPOSIT RETURNED - STOP PAYMENT

PLUS - DEPOSIT RETURNED - ACCT CLOSED

PLUS - DEPOSIT RETURNED - NO ACCT

PLUS - DEPOSIT RETURNED - REFER TO MAKER

PLUS - DEPOSIT RETURNED - 3RD PARTY ITEM

PLUS - DEPOSIT HAS INCORRECT ENDORSEMENT

PLUS - DEPOSIT NEEDS CONDITIONAL ENDORSE

PLUS - DEPOSIT HAS INVALID PAYEE DATA

PLUS - DEPOSIT DUPLICATE POSTING

PLUS - DEPOSIT CANCELLED BY CARDHOLDER

PLUS - DEPOSIT PROBLEM, PLEASE CALL

PLUS - CUSTOMER CHARGED DID NOT GET CASH

PLUS - CUSTOMER GOT CASH, NOT CHARGED

PIN TRAN REPORTED AS FRAUD VIA MENU ADJ

COPY CONFIRMATION