Prior Chargeback Filtering

If you elect to use the Chargeback Filter Service, there are two configuration options. You can elect to filter all transactions using a card for which you received a chargeback, or you can elect to filter only the subset of transactions for which you received a fraud related chargeback (determine by the associated chargeback reason code). In both cases, the system checks your historical data to see if you received an applicable chargeback from the same account within the last 90 days. Upon a decline, the system returns a Response Reason Code of 308 - Restricted Card - Chargeback.