Issuer Insights Secure Scheduled Report

Every merchant wants to maximize their approval rate and with it their customer conversion rate and sales. Unfortunately, issuing banks do not all use the same criteria and/or algorithms when approving or declining transactions. Getting an approval on an authorization is not a one size fits all proposition.

The weekly Issuer Insights report provides a range of data points that breakdown authorization approvals and declines by card type, BIN (i.e. Issuing Bank), and account ranges (indicating card product types). It also provides data about the four of the most often seen reasons for declines (i.e., Non-sufficient Funds, Do Not Honor, Invalid Account, and Lost/Stolen Card), as well as benchmark data for your MCC(s) across the Worldpay eComm portfolio, and Issuer participation in AU, as well as account update counts per account range across our portfolio. Using this data, you can create a wide range of useful analytics, such as approval/decline trending by BIN, account updates trending by account range, new card issuance/portfolio changes, or customer lifetime value by card type to name a few.

For additional information about this report please refer to the Worldpay eComm Scheduled Secure Reports Reference Guide.