Information Only Option

If you wish to retain full control of the decision to accept or decline transactions, Worldpay offers the option of using the FraudSight in an Information Only mode. In this configuration, you receive the same information in the response as you would with the full implementation; however, Worldpay will not decline transactions with a failing score automatically.

If the authorization is declined by the network, you can choose to recycle the transaction or do nothing. If an authorization with a failing score receives approval from the network, it would be up to you to reverse the authorization should you decide not to proceed with the transaction. This is similar to the case of an approved transaction that has a status of Review, but you decide not to proceed. Issuing an authorization reversal allows you to avoid any misuse of Auth fees otherwise imposed by the card networks.