Guaranteed Payments

In the Card-Not-Present world of eCommerce, you are liable for the cost of fraudulent transactions. When fraud occurs, you suffer the revenue leakage from chargebacks, chargeback fees, false declines and time-consuming manual review. Fraud prevention acts to reduce chargebacks, but may also reject some percentage of good sales. This forces you to navigate the difficult task of balancing fraud prevention measures against the loss of potentially good sales.

Worldpay Guaranteed Payments, powered by Signifyd, is a multi-layered fraud management solution that provides a full financial liability shift if an approved transaction becomes fraudulent. The financial guarantee empowers merchants to maximize order conversion, while virtually eliminating fraud and abuse. We combined Signifyd’s commerce network, insights, and machine learning technology with our own expertise on payments acceptance. Guaranteed Payments allows you to increase revenue, while minimizing operational inefficiencies and reducing exposure to risk and fraud.

You must code to the cnpAPI V12.24 or higher to use Guaranteed Payments. Please contact your relationship manager for additional information.