Credit Transaction

You use a Credit transaction to refund money to a customer, even if the original transaction occurred outside of the system. You can submit refunds against any of the following payment transactions:

If enabled for Auth for Refund, we automatically generate an Authorization before processing the Credit. If the Issuing Bank declines the Authorization, you receive the decline response code for the Authorization in the response message.

• Capture Transaction

• Capture Given Auth Transaction

• Force Capture Transaction

• Sale Transaction

• External Sale or Capture

Worldpay recommends you send all Credit transactions in a Batch separate from the associated Capture or Sale transactions.