Card on File Processing

The rules for card on file transactions has evolved over the last few years. The data you must supply in your transactions varies depending upon whether subsequent payments will be scheduled or unscheduled as illustrated below. When you submit a card on file transaction, please pay special attention to the following elements:

• Verify you set the orderSource correctly for the type of transaction.

• Where required, verify that you set the processingType correctly.

• Always retain the networkTransactionId value and use it, where required, in subsequent transaction.

• For installment payments, include the additionalCOFData element/children.