Canadian EFT Return Codes
Table A-11 is a list of Canadian EFT Return Reason Codes. These codes are not returned in the cnpAPI response messages, but are visible in iQ on the Direct Debit Returns Received report, as well as the Payment Detail screen and the Funding Instruction Detail screen.
Return Reason Codes R901 or R908 are eligible for redeposit. Similarly, Code R900-xx are Edit rejects, which you can resubmit with corrected information.
TABLE A-11 Canadian EFT Return Reason Codes
|
Canadian EFT Return Reason Code |
Description |
|---|---|
|
R900-07 |
Institution ID Invalid |
|
R900-08 |
Account Number Invalid |
|
R900-16 |
Institution ID for Return Invalid |
|
R900-17 |
Account Number for Return Invalid |
|
R900-D2 |
Destination Institute is Not Defined on FIF |
|
R900-E1 |
Destination Account Number Invalid |
|
R900-L2 |
Institution for Return Not Defined on FIF |
|
R900-L3 |
Institution for Return Cross Reference Invalid |
|
R900-M1 |
Account for Return Invalid |
|
R901 |
NFS (Debit Only) |
|
R902 |
Cannot Trace |
|
R903 |
Payment Stopped/Recalled |
|
R904 |
Post/Stale Dated |
|
R905 |
Account Closed |
|
R907 |
No Debit Allowed |
|
R908 |
Funds Not Cleared |
|
R909 |
Currency/Account Mismatch |
|
R910 |
Payor/Payee Deceased |
|
R911 |
Account Frozen |
|
R912 |
Invalid/Incorrect Account Number |
|
R914 |
Incorrect Payor/Payee Name |
|
R915 |
PAD No Agreement Existed - Business/Personal |
|
R916 |
PAD Not According to Agreement - Personal |
|
R917 |
PAD Agreement Revoked - Personal |
|
R918 |
PAD No Confirmation/Pre-Notification - Personal |
|
R919 |
PAD Not According to Agreement - Business |
|
R920 |
PAD Agreement Revoked - Business |
|
R921 |
PAD No Confirmation/Pre-Notification - Business |
|
R922 |
Customer Initiated Return - CREDIT only |
|
R990 |
Institution in Default |