Buy Now Pay Later Authorization Transactions

The BNPL Authorization transaction enables you initiate the Buy Now Pay Later process for consumers that select that payment option. Buy Now Pay Later (BNPL) authorizations follow this flow:

  1. The consumer selects The Buy Now Pay Later options from the payment page.

  2. You submit a BNPLAuthorizationRequest to Worldpay, including a postCheckoutRedirectUrl if necessary.

  3. The Worldpay response message includes a checkout URL.

  4. You redirect the consumer to the site specified by the checkoutUrl in the response message.

  5. The consumer agrees to the Terms of Service and supplies the required information on the BNPL vendor checkout page.

  6. The BNPL vendor redirects the consumer to the site specified by the postCheckoutRedirectUrl.

  7. You submit a BNPLInquiryRequest to Worldpay to determine the final status of the authorization. If approved, you can proceed with the BNPLCaptureRequest.

This section describes the format you must use for an Authorization request, as well as the format of the Authorization Response you receive from us.