Automatic Notice of Change (NoC) Updates

Similar to an issuing bank providing credit card Account Updater information, RDFIs provide Notification of Change (NoC) files and deliver them through the ACH network. These NoCs include updated account information including bank routing numbers, account numbers, and account names.

Worldpay makes available the NoC information to you for your use in updating your customer files. Additionally, if you submit a transaction containing information that has changed, we automatically update the information and forward the corrected transaction to the ACH network. The cnpAPI response message to you also contains the updated information for your use in correcting your database.

While we always make the NoC information available to you, Worldpay does not support automatic updating of account information for Payment Facilitators.