Account Updater Features

The Account Updater service can include the following features depending upon the implementation option you select:

• Worldpay initiates requests for updated account information to card networks based upon your billing cycle.

• Worldpay initiates requests for updated account information following certain failed Authorization attempts.

• All updated card information stored (per merchant) in our secure database.

• Automatic repair/replacement of outdated information with updated information in new Authorization/Sale transaction submissions.

• Return of the updated account information in the cnpAPI response message when auto-repair occurs.

• Maintenance of card information history, so that the system can repair a card even if multiple updates have occurred during the card's billing lifecycle.

• All linked (to an Authorization) transactions will use the updated account information from the repaired parent transaction, including Captures, Refunds, and Reversals. If a re-Auth is needed on an attempted capture due to an expired authorization, the system uses the updated account information.

• Integration with Vault for merchants utilizing Worldpay’s tokenization solution.

• Return of Extended Response Codes in the cnpAPI response messages.